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Irvington Medicare Services

Nine straightforward guides and a free conversation to tie them together

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This is a private website. By requesting information, you will be contacted by a licensed insurance agent. We are not a government agency.

How We Help Irvington Households

Medicare rarely brings just one question. A neighbor approaching 65 may be sorting out Part B timing, a drug plan and supplement letters all in the same month. A retired couple near Civic Square may only want lower bills. Someone already enrolled may wonder how January will alter their costs.

To keep things manageable, we organized our help into nine guides. Each one uses 2026 numbers, skips industry jargon and closes with questions Irvington residents really ask. Read the one that fits, or book one free call to look at everything together.

This year's core numbers: the standard Part B charge is $202.90 monthly, its yearly deductible is $283, each hospital benefit period starts with $1,736, covered prescriptions top out at $2,100, and fall enrollment spans October 15 through December 7.

All Medicare figures reflect 2026 federal rules. Page reviewed October 30, 2026.

A grandfather in a navy cardigan, a grandmother in a grey dress and their daughter in a white sweater read booklets and a phone on a sofa

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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Browse the Guides

Medicare Advantage

Private Part C plans, tested against your own doctors and medicines.

Medicare Supplement (Medigap)

Lettered supplement policies that pay costs Parts A and B leave behind.

Part D Drug Plans

Stand-alone drug plans, priced on the prescriptions you really take.

Original Medicare Guidance

Parts A and B explained, with 2026 costs and sign-up timing.

Turning 65 and Enrollment

Step-by-step timing for enrolling in Medicare the first time.

Dual Eligible D-SNP Plans

Plans that coordinate Medicare with NJ FamilyCare benefits.

Help Paying for Medicare

How PAAD, Senior Gold, Extra Help and savings programs lower costs.

Dental, Vision and Hearing

Options for dental care, eyeglasses and hearing aids.

Annual Plan Review

A yearly look at plan changes before December 7.

Where to Begin Reading

Turning 65 within the next year? Read the enrollment timeline and then how Parts A and B work; together they cover the deadlines that can lock in higher premiums.

Deciding how to cover what Medicare leaves out? Put Medicare Advantage next to Medigap, and then review drug plans. Money tight? Start with cost assistance and plans for dual eligibles. Already covered? Go to the fall plan review and dental, eye and hearing guides.

Free, non-sales counseling is available from New Jersey's SHIP program (nj.gov)(opens another website). Medicare's own introduction is at Medicare.gov's getting-started page(opens another website), and township programs for older residents appear on Irvington Health and Senior Services (irvingtonnj.gov)(opens another website).

Prefer to Skip the Reading?

You do not have to know which guide applies. Describe your situation in your own words; untangling it with you costs nothing.

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Questions About Our Services

Which guide is right for me?

Choose the one that matches what you are dealing with this season, or skip reading altogether. One free call can handle every Medicare issue at home.

Is anything here billed to me?

Never. You will not receive an invoice from us. Insurance carriers pay the agency when someone enrolls, and the plan price is the same everywhere.

My mother lives with us near Irvington Park. Can she be helped too?

Of course. If she agrees, everyone at home can join the conversation, and it can take place in Spanish if that is easier.